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medicare 
advantage plans:


Medicare health maintenance organization (HMO's)

Preferred Provider Organizations (PPO)

Private Fee-for-Service Plans

Medicare Special Needs Plans


Medicare Advantage Plans are health plan options that are part of the Medicare program.  If you join one of these plans, you generally get all your Medicare-covered health care through that plan.  This coverage can include prescription drug coverage.


When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care.  In most of these plans, generally there are extra benefits and lower co-payments than in the Original Medicare Plan.  However, you may have to see doctors that belong to the plan or go to certain hospitals to get services.


Companies I Represent:

COVENTRY

HUMANA