Medicare Part D is the government's prescription drug benefit for Medicare enrollees created by the Medicare Prescription Drug, Improvement & Modernization Act of 2003.
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Part D is prescription drug coverage insurance that is provided by private companies approved by Medicare. You need to enroll when you first become eligible to keep from paying a penalty cost later. Part D was designed to help people with Medicare to lower their prescription drug costs and to protect against future costs. A prescription drug plan will also enable you to have greater access to medically necessary drugs
After you join, you will receive a membership card and materials via mail. You will pay a co-pay, co-insurance, or deductible when you use your card.